Start Your Path to the Global
Dream
The Global Dream® gives you more than one way to move toward housing security.
You can begin with the structure that fits your goals, your timeline, and your level of flexibility — with guidance built into the system from the start.
HOW TO BEGIN
Getting started with Glonari follows four simple steps.
Step 1.
Choose a Home
Start by identifying the home you want to move toward.
Your target home helps determine the structure that fits you best — including your program level and the path you take through the system.
Step 2. Choose Your Program Structure
The Global Dream® includes multiple program structures designed for different levels of flexibility, stability, and participation.
Many members begin with the 20% Foundation, while others choose higher foundation levels for greater long-term simplicity and support.
Program options may include:
• Base — 20% Foundation.
• Plus — 35% Foundation.
• Prime — 50% Foundation.
Step 3. Choose Your Path
Once your structure is clear, you decide how you want to move forward.
Immediate Path.
For members ready to move toward a home now.
Build Path.
For members who prefer to build gradually through their Global Reserve® with ongoing guidance from Digital Banker.
Step 4.
Secure Possession Rights
Once the foundation is established, you secure long-term possession rights to your home.
This structure is different from both traditional mortgages and renting.
It is designed to create stability while keeping housing flexible.
Step 5.
Use Digital Banker
Digital Banker™ coordinates your finances using AI.
It helps:
• Identify savings opportunities.
• Coordinate spending activity.
• Optimize everyday finances.
• Support the growth of your housing capacity.
Over time, this helps strengthen your long-term housing options.
The Global Dream® is designed to adapt to different starting points.
Some members begin with the most accessible structure.
Others choose more coverage upfront. Some move quickly.
Others build over time.
The system is designed to support both.
One System. More Than One Way to Begin
Your home path can be structured in different ways — while remaining part of one coordinated system.
WHY THIS MODEL WORKS
Traditional housing systems begin with debt.
Glonari begins with time and stability.
Because the first five years of housing are prepaid, you gain the freedom to:
Stabilize your finances
Grow your housing capacity
Build your Global Reserve
Plan future housing decisions
Whether you start with a more accessible foundation or a more advanced structure, the system is designed to give you time, coordination, and flexibility.
Housing becomes something you manage intelligently — not something that controls your life.
EXIT FLEXIBILITY
Life changes. Housing should adapt.
Glonari provides a 90-Day Exit Option.
If circumstances change, members can transition without foreclosure processes or lender penalties.
Housing becomes flexible.